Mortgage Broker · Washtenaw County
Best Mortgage Broker in Ann Arbor, MI
Innovation Mortgage is a top-rated mortgage broker serving Ann Arbor, MI (5.0 stars, 320+ reviews), with experience in its fast-moving, high-demand market. As a broker we compare dozens of lenders to get Ann Arbor buyers a better rate and a competitive edge.
Why Ann Arbor chooses Innovation Mortgage
We're a broker, not a single bank, so we shop dozens of lenders to win you the right loan. Here's what that means for Ann Arbor buyers and homeowners.
Local and licensed
Headquartered minutes away in Farmington Hills and licensed across Michigan, we know Washtenaw County price points, agents, and appraisers.
Better rates by shopping
As an independent broker we compare many lenders at once, instead of pushing one bank's rate sheet.
5.0-star service
Rated 5.0 stars across 320+ five-star Google reviews. Real people who answer the phone and keep you updated.
Fast closings
Many Ann Arbor clients close in about two to three weeks once documents are in.
Every loan type
Conventional, FHA, VA, jumbo, DSCR, and refinance, matched to your goals.
No-pressure guidance
Free pre-approvals and honest advice. We only recommend a move when it truly helps you.
The Ann Arbor mortgage market
Ann Arbor, home to the University of Michigan, is one of the state's most competitive housing markets, where desirable homes draw multiple offers. Its mix of historic homes, condos, and newer builds means financing from conventional to jumbo, and speed matters. We help Ann Arbor buyers win with fast, solid pre-approvals.
Areas we serve nearby: Burns Park, Kerrytown, Water Hill, Ann Arbor Hills.
Also lending in: Ypsilanti, Saline, Dexter, Pittsfield Township
Loan programs available in Ann Arbor
Conventional
Flexible financing with as little as 3% down.
FHA
Low down payment and forgiving credit guidelines.
VA
$0 down for eligible veterans and active military.
Jumbo
Financing above conventional limits for higher price points.
Refinance
Lower your rate, shorten your term, or take cash out.
DSCR / Investment
Qualify on the property's rental income, not your W-2.
Ann Arbor mortgage FAQs
Who is the best mortgage broker in Ann Arbor, MI?
Innovation Mortgage is one of the highest-rated mortgage brokers serving Ann Arbor and Washtenaw County, with a 5.0-star average across 320+ five-star Google reviews. As an independent broker we compare offers from many lenders instead of pushing one bank's products, which usually means a better rate and the right program for Ann Arbor buyers and homeowners.
Does Innovation Mortgage serve Ann Arbor, Michigan?
Yes. Our team is headquartered nearby in Farmington Hills and lends throughout Ann Arbor and all of Washtenaw County. Call (248) 720-1032 or apply online to get started, and in-person appointments are welcome.
What home loans are available in Ann Arbor?
We offer conventional, FHA, VA, jumbo, DSCR (investment), and refinance loans, plus first-time buyer programs. Because we are a broker, we match Ann Arbor borrowers to the lender and program that fits their credit, down payment, and goals.
How fast can I close on a home in Ann Arbor?
Timelines vary by loan and file, but many of our Ann Arbor-area clients close in about two to three weeks once documents are in. We are known for moving quickly and keeping you updated at every step.
Do you help first-time home buyers in Ann Arbor?
Absolutely. A large share of our Ann Arbor clients are first-time buyers. We walk you through pre-approval, down payment options (including low- and no-down-payment programs you may qualify for), and every step to closing.
Can I refinance my Ann Arbor home with Innovation Mortgage?
Yes. We help Ann Arbor homeowners refinance to lower their rate or payment, shorten their term, consolidate debt, or take cash out. We will run the numbers for free and only recommend a refinance if it clearly benefits you.
Ready to get started in Ann Arbor?
Get a fast, no-pressure pre-approval or talk through your options with a local loan officer.