Mortgage Broker · Oakland County
Best Mortgage Broker in Bloomfield Hills, MI
Innovation Mortgage is a top-rated mortgage broker serving Bloomfield Hills, MI (5.0 stars, 320+ reviews), with specialized experience in estate homes and jumbo financing. As an independent broker we shop many lenders to get Bloomfield Hills buyers and homeowners the best terms.
Why Bloomfield Hills chooses Innovation Mortgage
We're a broker, not a single bank, so we shop dozens of lenders to win you the right loan. Here's what that means for Bloomfield Hills buyers and homeowners.
Local and licensed
Headquartered minutes away in Farmington Hills and licensed across Michigan, we know Oakland County price points, agents, and appraisers.
Better rates by shopping
As an independent broker we compare many lenders at once, instead of pushing one bank's rate sheet.
5.0-star service
Rated 5.0 stars across 320+ five-star Google reviews. Real people who answer the phone and keep you updated.
Fast closings
Many Bloomfield Hills clients close in about two to three weeks once documents are in.
Every loan type
Conventional, FHA, VA, jumbo, DSCR, and refinance, matched to your goals.
No-pressure guidance
Free pre-approvals and honest advice. We only recommend a move when it truly helps you.
The Bloomfield Hills mortgage market
Bloomfield Hills is among Michigan's most affluent cities, defined by large lots, estate homes, and landmarks like Cranbrook. Financing here is often jumbo, and homeowners frequently refinance sizeable balances, both strengths of our broker model. Our nearby team is well-versed in high-value transactions.
Areas we serve nearby: Cranbrook, Kirk in the Hills, Vaughan, Wabeek.
Also lending in: Birmingham, West Bloomfield, Troy, Bloomfield Township
Loan programs available in Bloomfield Hills
Conventional
Flexible financing with as little as 3% down.
FHA
Low down payment and forgiving credit guidelines.
VA
$0 down for eligible veterans and active military.
Jumbo
Financing above conventional limits for higher price points.
Refinance
Lower your rate, shorten your term, or take cash out.
DSCR / Investment
Qualify on the property's rental income, not your W-2.
Bloomfield Hills mortgage FAQs
Who is the best mortgage broker in Bloomfield Hills, MI?
Innovation Mortgage is one of the highest-rated mortgage brokers serving Bloomfield Hills and Oakland County, with a 5.0-star average across 320+ five-star Google reviews. As an independent broker we compare offers from many lenders instead of pushing one bank's products, which usually means a better rate and the right program for Bloomfield Hills buyers and homeowners.
Does Innovation Mortgage serve Bloomfield Hills, Michigan?
Yes. Our team is headquartered nearby in Farmington Hills and lends throughout Bloomfield Hills and all of Oakland County. Call (248) 720-1032 or apply online to get started, and in-person appointments are welcome.
What home loans are available in Bloomfield Hills?
We offer conventional, FHA, VA, jumbo, DSCR (investment), and refinance loans, plus first-time buyer programs. Because we are a broker, we match Bloomfield Hills borrowers to the lender and program that fits their credit, down payment, and goals.
How fast can I close on a home in Bloomfield Hills?
Timelines vary by loan and file, but many of our Bloomfield Hills-area clients close in about two to three weeks once documents are in. We are known for moving quickly and keeping you updated at every step.
Do you help first-time home buyers in Bloomfield Hills?
Absolutely. A large share of our Bloomfield Hills clients are first-time buyers. We walk you through pre-approval, down payment options (including low- and no-down-payment programs you may qualify for), and every step to closing.
Can I refinance my Bloomfield Hills home with Innovation Mortgage?
Yes. We help Bloomfield Hills homeowners refinance to lower their rate or payment, shorten their term, consolidate debt, or take cash out. We will run the numbers for free and only recommend a refinance if it clearly benefits you.
Ready to get started in Bloomfield Hills?
Get a fast, no-pressure pre-approval or talk through your options with a local loan officer.