Mortgage Broker · Oakland County
Best Mortgage Broker in Clarkston, MI
Innovation Mortgage is a 5.0-star mortgage broker serving Clarkston, MI, with 320+ reviews and experience across its historic village and move-up neighborhoods. Our broker model gets Clarkston buyers and homeowners a better rate by shopping many lenders.
Why Clarkston chooses Innovation Mortgage
We're a broker, not a single bank, so we shop dozens of lenders to win you the right loan. Here's what that means for Clarkston buyers and homeowners.
Local and licensed
Headquartered minutes away in Farmington Hills and licensed across Michigan, we know Oakland County price points, agents, and appraisers.
Better rates by shopping
As an independent broker we compare many lenders at once, instead of pushing one bank's rate sheet.
5.0-star service
Rated 5.0 stars across 320+ five-star Google reviews. Real people who answer the phone and keep you updated.
Fast closings
Many Clarkston clients close in about two to three weeks once documents are in.
Every loan type
Conventional, FHA, VA, jumbo, DSCR, and refinance, matched to your goals.
No-pressure guidance
Free pre-approvals and honest advice. We only recommend a move when it truly helps you.
The Clarkston mortgage market
Clarkston is known for its charming historic village, Pine Knob, and desirable schools, drawing move-up buyers and families to Independence Township's subdivisions and lake homes. Financing ranges from conventional to jumbo, and homeowners often refinance as values climb. We help Clarkston clients close smoothly and on time.
Areas we serve nearby: Downtown Clarkston, Deer Lake, Bridge Valley, Waldon Woods.
Also lending in: Waterford, Auburn Hills, Lake Orion, Independence Township
Loan programs available in Clarkston
Conventional
Flexible financing with as little as 3% down.
FHA
Low down payment and forgiving credit guidelines.
VA
$0 down for eligible veterans and active military.
Jumbo
Financing above conventional limits for higher price points.
Refinance
Lower your rate, shorten your term, or take cash out.
DSCR / Investment
Qualify on the property's rental income, not your W-2.
Clarkston mortgage FAQs
Who is the best mortgage broker in Clarkston, MI?
Innovation Mortgage is one of the highest-rated mortgage brokers serving Clarkston and Oakland County, with a 5.0-star average across 320+ five-star Google reviews. As an independent broker we compare offers from many lenders instead of pushing one bank's products, which usually means a better rate and the right program for Clarkston buyers and homeowners.
Does Innovation Mortgage serve Clarkston, Michigan?
Yes. Our team is headquartered nearby in Farmington Hills and lends throughout Clarkston and all of Oakland County. Call (248) 720-1032 or apply online to get started, and in-person appointments are welcome.
What home loans are available in Clarkston?
We offer conventional, FHA, VA, jumbo, DSCR (investment), and refinance loans, plus first-time buyer programs. Because we are a broker, we match Clarkston borrowers to the lender and program that fits their credit, down payment, and goals.
How fast can I close on a home in Clarkston?
Timelines vary by loan and file, but many of our Clarkston-area clients close in about two to three weeks once documents are in. We are known for moving quickly and keeping you updated at every step.
Do you help first-time home buyers in Clarkston?
Absolutely. A large share of our Clarkston clients are first-time buyers. We walk you through pre-approval, down payment options (including low- and no-down-payment programs you may qualify for), and every step to closing.
Can I refinance my Clarkston home with Innovation Mortgage?
Yes. We help Clarkston homeowners refinance to lower their rate or payment, shorten their term, consolidate debt, or take cash out. We will run the numbers for free and only recommend a refinance if it clearly benefits you.
Ready to get started in Clarkston?
Get a fast, no-pressure pre-approval or talk through your options with a local loan officer.