Mortgage Broker · Oakland County
Best Mortgage Broker in Rochester Hills, MI
Innovation Mortgage is a top-rated mortgage broker serving Rochester Hills, MI (5.0 stars, 320+ reviews), with strong experience across its family-friendly neighborhoods. As a broker we shop dozens of lenders to get Rochester Hills buyers and homeowners the best rate.
Why Rochester Hills chooses Innovation Mortgage
We're a broker, not a single bank, so we shop dozens of lenders to win you the right loan. Here's what that means for Rochester Hills buyers and homeowners.
Local and licensed
Headquartered minutes away in Farmington Hills and licensed across Michigan, we know Oakland County price points, agents, and appraisers.
Better rates by shopping
As an independent broker we compare many lenders at once, instead of pushing one bank's rate sheet.
5.0-star service
Rated 5.0 stars across 320+ five-star Google reviews. Real people who answer the phone and keep you updated.
Fast closings
Many Rochester Hills clients close in about two to three weeks once documents are in.
Every loan type
Conventional, FHA, VA, jumbo, DSCR, and refinance, matched to your goals.
No-pressure guidance
Free pre-approvals and honest advice. We only recommend a move when it truly helps you.
The Rochester Hills mortgage market
Rochester Hills is a sought-after Oakland County suburb known for parks, good schools, and well-established subdivisions. Housing runs from spacious colonials to condos and newer builds, so buyers use everything from conventional to jumbo loans. We help local families and move-up buyers close smoothly and quickly.
Areas we serve nearby: Great Oaks, Christian Hills, Hampton Village, Stony Creek Ridge.
Also lending in: Rochester, Troy, Auburn Hills, Oakland Township
Loan programs available in Rochester Hills
Conventional
Flexible financing with as little as 3% down.
FHA
Low down payment and forgiving credit guidelines.
VA
$0 down for eligible veterans and active military.
Jumbo
Financing above conventional limits for higher price points.
Refinance
Lower your rate, shorten your term, or take cash out.
DSCR / Investment
Qualify on the property's rental income, not your W-2.
Rochester Hills mortgage FAQs
Who is the best mortgage broker in Rochester Hills, MI?
Innovation Mortgage is one of the highest-rated mortgage brokers serving Rochester Hills and Oakland County, with a 5.0-star average across 320+ five-star Google reviews. As an independent broker we compare offers from many lenders instead of pushing one bank's products, which usually means a better rate and the right program for Rochester Hills buyers and homeowners.
Does Innovation Mortgage serve Rochester Hills, Michigan?
Yes. Our team is headquartered nearby in Farmington Hills and lends throughout Rochester Hills and all of Oakland County. Call (248) 720-1032 or apply online to get started, and in-person appointments are welcome.
What home loans are available in Rochester Hills?
We offer conventional, FHA, VA, jumbo, DSCR (investment), and refinance loans, plus first-time buyer programs. Because we are a broker, we match Rochester Hills borrowers to the lender and program that fits their credit, down payment, and goals.
How fast can I close on a home in Rochester Hills?
Timelines vary by loan and file, but many of our Rochester Hills-area clients close in about two to three weeks once documents are in. We are known for moving quickly and keeping you updated at every step.
Do you help first-time home buyers in Rochester Hills?
Absolutely. A large share of our Rochester Hills clients are first-time buyers. We walk you through pre-approval, down payment options (including low- and no-down-payment programs you may qualify for), and every step to closing.
Can I refinance my Rochester Hills home with Innovation Mortgage?
Yes. We help Rochester Hills homeowners refinance to lower their rate or payment, shorten their term, consolidate debt, or take cash out. We will run the numbers for free and only recommend a refinance if it clearly benefits you.
Ready to get started in Rochester Hills?
Get a fast, no-pressure pre-approval or talk through your options with a local loan officer.