Areas We Serve
Best Mortgage Broker in Pennsylvania
Innovation Mortgage is licensed across Pennsylvania (NMLS #2319402). From Philadelphia to Pittsburgh and the towns in between, we have helped Pennsylvania clients buy and refinance, shopping many lenders for a better rate.
The Pennsylvania mortgage market
Pennsylvania blends big-city markets with small-town affordability, and its housing is some of the oldest in the nation, from Philadelphia row homes to Pittsburgh's hillside neighborhoods and rural farmhouses. That older stock means appraisals and condition matter, and renovation-friendly financing is often the right tool. Pennsylvania also carries real estate transfer taxes that vary by locality, so closing-cost planning is part of every deal. Conventional, FHA, and first-time programs carry most of the market, and our broker approach lets us match older homes and first-time buyers to lenders who handle them well rather than forcing everyone through one bank's box.
Why Pennsylvania clients choose Innovation Mortgage
Older-home financing
Pennsylvania's historic row homes and farmhouses need lenders comfortable with older properties and renovation loans. We know which ones say yes.
Closing-cost clarity
Pennsylvania transfer taxes vary by town. We map out your full closing costs up front so there are no surprises at the table.
First-time friendly
We guide Pennsylvania first-time buyers through low-down-payment loans and assistance programs, then get you a fast, solid pre-approval.
Serving Pennsylvania statewide
We lend across all of Pennsylvania, including these major markets:
Loan programs in Pennsylvania
As an independent broker, we match you to the right lender and program:
Frequently asked questions about mortgages in Pennsylvania
Is Innovation Mortgage licensed in Pennsylvania?
Yes. Innovation Mortgage (NMLS #2319402) is licensed throughout Pennsylvania. We have helped Pennsylvania clients purchase and refinance, and you can start online or call (248) 720-1032.
Can you finance an older Pennsylvania home?
Yes. Much of Pennsylvania's housing is older, and some needs work. We offer renovation loans and know which lenders are comfortable with historic homes, so your purchase closes smoothly.
What will my closing costs look like in Pennsylvania?
Pennsylvania charges real estate transfer taxes that vary by municipality. We give you a clear, itemized estimate up front so you know your full costs before you commit.
What loan programs do you offer in Pennsylvania?
We offer conventional, FHA, VA, jumbo, renovation, DSCR (investment), and refinance loans across Pennsylvania, matched to your property and goals.
Ready to get started in Pennsylvania?
Get pre-approved in minutes or talk to a loan officer. We are rated 5.0 stars across 320+ five-star Google reviews.