Loan Program
Conventional home loans.
Is a conventional loan right for you?
If you're looking for a mortgage with low fees, a conventional home loan may be a good option for you. If you are eligible, there are a number of benefits.
Benefits of a Conventional loan
Save money
With a down payment of 20% or more, you won't need to pay for mortgage insurance.
Flexible terms
Choose the mortgage term that works best for you. Options include 30, 20, 15, and 10 year terms.
Low down payment option
It's possible to take out a conventional loan with a down payment of just 3%.
Eligibility requirements
- A good credit score of 620 or higher
- A down payment which can be as little as 3%
- Consistent and documented income
- A low debt-to-income ratio
Ready to get started?
Get pre-approved in about a minute, or reach out and we'll walk you through your options.