Innovation Mortgage

Loan Program

Jumbo home loans.

Is a jumbo loan right for you?

Need a bigger loan for your property? A jumbo loan might be right for you. While similar to conventional loans, jumbo mortgages exceed the amount of conventional conforming loan limits. With larger loans come increased risk, so keep in mind that jumbo loan qualification requirements can be stricter.

Benefits of a Jumbo loan

Purchase a high-end home

Consider a jumbo loan if you need a loan that exceeds your county's conforming loan limit.

One loan, not many

Get the convenience of one loan for the entire amount, with a variety of options.

Save on mortgage insurance

Since a 20% down payment is often required for jumbo loans, private mortgage insurance isn't always required.

Eligibility requirements

  • Good credit score
  • A deposit of 20% or higher
  • Proof that you are able to repay the loan
  • Statement of assets

Ready to get started?

Get pre-approved in about a minute, or reach out and we'll walk you through your options.