Innovation Mortgage

Loan Program

VA home loans.

Is a VA loan right for you?

VA loans are government-backed loans intended to help eligible service members, veterans, and military spouses purchase homes. These loans come with great rates and payment terms, and require no down payment. Are you an active military member, veteran, reservist, or surviving spouse? You may be eligible for a VA loan.

Benefits of a VA loan

No money down

Purchase or refinance at 100% of the home's value.

Fast processing

Let our VA team guide you through a fast and easy process.

Multiple uses

Use your VA loan to purchase property, refinance an existing loan, and even to build or improve your home.

Save on mortgage insurance

VA loans don't require mortgage insurance no matter how much you put down.

Eligibility requirements

  • Qualifying military member or veteran
  • Satisfactory credit
  • Sufficient income
  • Purchased property must be the primary residence

Ready to get started?

Get pre-approved in about a minute, or reach out and we'll walk you through your options.