Matthew Hakim

"We had the best experience with Innovation Mortgage. They made the refinancing process so easy and stress-free. Matt was professional, kind, and always quick to answer our questions. He explained everything clearly and made sure we felt comfortable every step of the way. We are so thankful for his help and would highly recommend him and Innovation Mortgage to anyone looking to buy a home or refinance."

"Matt and Mike at Innovation were amazing! They made the whole mortgage process easy and stress-free. They explained everything clearly, were super responsive, and got us a great rate. Highly recommend working with them!"

"Worked with Matt Hakim on my first refinance and it was an overall great experience! I’m saving $400 monthly now! He was very communicative and walked me through the process answering all my questions. I also showed him multiple estimates from other companies and he explained where costs were off with those. Very responsive and trustworthy! Thank you Matt and Innovative!"

"Absolutely amazing Mortgage broker. Matt and his team were incredibly helpful throughout the whole process. Highly recommend him to all my friends and family. If your looking for a mortgage broker who will work for you, communicate well, and always be ready to answer all your questions Innovation Mortgage is for you!"

"Matt and his team are top notch!!! Made the process so easy! Matt answered all my questions and set me up for the best situation. Will definitely use him again in future!!! Thanks again"

"Innovation Mortgage truly exceeded my expectations! From the moment I connected with their team, I knew I was in good hands. They took the time to understand my financial goals and tailored a mortgage solution that perfectly fit my needs. Throughout the application and approval process, they showcased their organizational skills and attention to detail, ensuring everything progressed flawlessly. What impressed me the most was their dedication to finding the best rates and terms for my mortgage. They explored various options and negotiated with lenders, securing a fantastic deal that saved me money in the long run. Their commitment to providing excellent customer service was evident in their responsiveness and willingness to answer all my questions promptly. Closing on the mortgage was a breeze, and I am now a proud homeowner, thanks to Innovation Mortgage. I cannot speak highly enough of their professionalism, friendly demeanor, and personalized approach. They made the entire experience enjoyable and stress-free. If you're looking for a mortgage company that genuinely cares about your financial well-being and delivers on its promises, Innovation Mortgage is the one to go with. I highly recommend their services and will undoubtedly turn to them for any future mortgage needs. Ask to speak with Mike, Joey, or Matt, they are the absolute best! Thank you, Innovation Mortgage, for making my dreams of homeownership a reality! You have earned my trust and loyalty."

"This was an amazing team to work with for my home refinance. Even in this time of market inflation, and high interest rates, they were able to get me an extremely effective loan and change everything about how I live day to day. I was able to start the process of a cash refinance, and finish it out within 30 days. Vic and Matt were some of the most helpful loan officers that I've ever had the opportunity of speaking with. Definitely 100% recommend to anybody looking to have a clear and concise loan refinance or consolidation."

"Joey and Matthew from Innovation Mortgage are awesome who not only educated me about what the art of possible was in what I was trying to solve, but also gave me a deal that worked out most favorably from all angles! Huge thanks Joey! And thank you Matt for sticking with what was helpful even when I couldn’t see it! Super experience with innovation mortgage! Would highly recommend!"

"My mother in law was looking into buying a home as she has been renting for the last 2 years. I shopped around a few different mortgage companies and was unable to find anyone with decent rates that she can afford. My brother recently refinanced with Innovation Mortgage about a month ago and told me it was one of the best experiences he has had with any company and they will do everything in their power to take care of my mother in law. At this point, we had nothing to lose. We gave them a call and Matt made the time to sit down with us in person the same day! When we got to the office, it was remarkable. Newly renovated and furnished from top to bottom.. very spacious. We were greeted instantly by the receptionist with bottled waters and coffee/snacks. Matt was training on the floor with Mike and both of them came over to introduce themselves. My mother in law felt so comfortable within seconds of talking to them. Both of them were very friendly, respectful, and we could tell right away they had many years of knowledge in this industry. They were able to get her the best rate out of anyone else we shopped around with and made her payments very affordable. We will definitely recommend them moving forward!"

"It was so great to work with Innovation Mortgage. They were so easy to work with and easy to get a hold of answering any and all questions. I highly recommend Innovation Mortgage as I can't say enough of the peace they brought to me going through this process of buying a home in today's market and times. Matt is a very caring and amazing individual. I couldn't be any happier with my experience."

"Initially started a refinance of our house through PennyMac but then got referred to Matt with Innovation Mortgage. We switched over when he saved us a ton of closing costs and got us a way better deal. Super communicative and easy to work with, couldn't recommend them any more highly!"

"When they say they will get you the best deal they aren't kidding! They will jump through hoops help you out; they did for me! Super personable, quick to respond and answer questions at any time, persistent in ensuring your needs are met and are getting the best service. They are about building relationships and helping you and getting to know you and your needs better. Definitely check them out. Matt is an outstanding guy. I don't leave a lot of reviews but this is a company worth leaving a good review for. Will be calling them in the future for refinance needs, etc. Take the time to give them a call; you won't regret it!!"

"Matt has been an extraordinary Lender for us being first time home buyers from day one all the way till closing. Matt provided exceptional service on a professional and personable level throughout this process. He was prompt on informing us with information, and answering questions and taking the time to be sure the questions answered were understood. Matt definitely made it an overall great experience!"

"Everyone I had the privilege of working with at Innovation Mortgage was wonderful! They were professional, supportive, and patient. They worked hard to get me everything I needed in a very timely manner. Special thanks to Matthew and Yousif who were instrumental in this process!"

"Matt is a 10/10 lender. As a first time homebuyer he was so helpful with explaining everything and answering any and all questions we had, and was always available for a call or text. He went above and beyond to get us the best deal and explored every option. I highly recommend him."

"Matt was excellent! Very patient, very transparent, and overall gave us a great experience. My husband and I were buying our first home, and Matt made everything happen seamlessly. I highly recommend this whole team!"

"Matt was able to help me refinance my home at an outstanding rate even after I thought my existing rate couldn’t be improved upon. I had many questions but they were all addressed to my satisfaction. Additionally, the overall process was performed professionally, quickly, and accurately. My new mortgage will save me thousands of dollars over the life of the new loan. My thanks to Matt for his transparency, honesty, and creativity."

"***UPDATE*** --- after working with Innovation Mortgage over one year ago on my refinance, I decided to use them again on my new purchase due to my exceptional experience. And let me be clear, they are EVEN BETTER now than they were before. Professionalism, organization, and efficiency are a few words that come to mind. Although the purchasing process is more tedious in general, everything went smoothly and it was a pleasure to work with Joey and the entire Innovation Mortgage team again. I received the clear to close in under 2 weeks and an exceptional rate (rare in today's market). I highly recommend using Innovation Mortgage for all of your purchase and refinance needs as they are second to none and will take care of you. And I am speaking from multiple experiences now! _______________________________________________________________ I had the pleasure of working with Matthew and Michael Hakim on my refinance at Innovation Mortgage. Not only did they get me an incredibly low rate during these difficult times, but the process was seamless and they went above and beyond to make sure I was happy. The communication by the whole team at Innovation Mortgage was top notch and they were straightforward throughout the entire process - I dealt with Joey as well, and he was as professional and thorough as they come. I was able to close very quickly and there were never any hiccups or delays. The team was incredible to work with and I would definitely recommend them to anyone looking to purchase or refinance. In a world full of scammers and unkept promises, Innovation Mortgage was a breath of fresh air and I look forward to using them in the future. Although they are a newer company, they have professionals with years of experience and really know what they are doing for their clients."

"Great experience! I worked with Victor and Matt, and they really made sure that I got the best loan I could for my cash out refinance. They were great at answering all of my questions, professional, and easy to work with. Would highly recommend!"

"Matt and Yousif were both great to work with. They were both extremely helpful with obtaining a mortgage on my house. Both are very knowledgeable in their field, and I would 100% recommend them to anyone."

"I am pleasantly surprised with this business. We recently handled a transaction and Matthew and the whole team were beyond helpful. They are very knowledgeable, responsive, and easy to talk to. Highly recommended👌 …"

"Matthew is the best loan officer we ever worked with. Responsive, detailed, flexible and communicates in a way that is easy to understand. Matthew provided outstanding customer service and he always kept our interests in mind and not just his earnings. Thank you so much!"

"Wish I could give more than 5 stars. Victor and Matt went above and beyond my expectations with help securing a competitive mortgage. Throughout the process, there were numerous issues with my property involving engineering reports, foundation installation and inspections, divorce hurdles and many more obstacles. I never would have been able to get my refi closed without Victor and Matt. Thanks guys, for sticking in there throughout the process."

"Innovation Mortage was amazing! Victor and Matthew got me approved in less than 30days. They were great on communication and will work 24/7 if necessary to get the job done. There were even times that we spoke on weekends when needed in order to meet our deadline with no problems. Commision well earned guys! Innovation Mortage will do what it takes to get you qualified!"

"Mike and Matthew Hakim were very helpful, knowledgeable, and easy to work with. They got us a good interest rate on a conventional loan, and they were easy to work with. They were kind and caring. Highly recommend!!"

"I would like to say a few words about a group of men that help my wife and I and didn’t quit till they got it done.Victor,Matt,Joe you guys are the best My wife and I appreciate what you did for us. May God continue to bless you and your business. you are number one in my book. innovation, rocks!!!"

"Rocket mortgage and Matthew especially jumped through hoops to get my mortgage approved. He is easy to work with and very professional. I highly recommend!!"

"Matthew was amazing to work with. From his kindness and positive attitude, to his knowledge and ability to answer all my questions in detail. He made the process a breeze and stress free."

"This was a very quick process. Everything went as expected and Matthew Hakim was excellent with communicating everything to me during the process. It went very smoothly and I would definitely use them again in the future."

"Matt was great to work with. My mortgage was so easy to get, great rate and smooth closing. I recommend him highly."

"Matt is the best! Highly professional and responsive, sensitive to my needs, accesses best rates, delivers top notch service and friendly. Matt gets 10 stars in my book!!!!"

"Matt was so efficient fulfilled everything he promised and took care everything promptly with care I'd give him 10 stars if I could"

"This mortgage company is very professional and courteous. I highly recommend Matt for all your loans."

"Joey, Mike and Matt worked together to help me with my first mortgage. Wouldn’t recommend any one else"

"Joshua and Matt were excellent to work with. Very easy process!"

"Matt helped me out but most of all was transparent through it all!! Thank you!"

"Unbelievable Experience with Matthew from Innovation Mortgage. Recommend this company to everyone!"

"Joshua and Matt provided excellent service!"

"We purchased a home in Dec'25, and we were fortunate enough to find Innovation Mortgage via recommendation from a close friend. I worked with Matt through the entire process and would recommend him and his team to anyone. The communication, process, customer service, and pricing were all outstanding compared to the field, and we'd absolutely work with them again."

"We had the best experience with Innovation Mortgage. They made the refinancing process so easy and stress-free. Matt was professional, kind, and always quick to answer our questions. He explained everything clearly and made sure we felt comfortable every step of the way. We are so thankful for his help and would highly recommend him and Innovation Mortgage to anyone looking to buy a home or refinance."

"Matt and Mike at Innovation were amazing! They made the whole mortgage process easy and stress-free. They explained everything clearly, were super responsive, and got us a great rate. Highly recommend working with them!"

"Worked with Matt Hakim on my first refinance and it was an overall great experience! I’m saving $400 monthly now! He was very communicative and walked me through the process answering all my questions. I also showed him multiple estimates from other companies and he explained where costs were off with those. Very responsive and trustworthy! Thank you Matt and Innovative!"

"Absolutely amazing Mortgage broker. Matt and his team were incredibly helpful throughout the whole process. Highly recommend him to all my friends and family. If your looking for a mortgage broker who will work for you, communicate well, and always be ready to answer all your questions Innovation Mortgage is for you!"

"Matt and his team are top notch!!! Made the process so easy! Matt answered all my questions and set me up for the best situation. Will definitely use him again in future!!! Thanks again"

"Innovation Mortgage truly exceeded my expectations! From the moment I connected with their team, I knew I was in good hands. They took the time to understand my financial goals and tailored a mortgage solution that perfectly fit my needs. Throughout the application and approval process, they showcased their organizational skills and attention to detail, ensuring everything progressed flawlessly. What impressed me the most was their dedication to finding the best rates and terms for my mortgage. They explored various options and negotiated with lenders, securing a fantastic deal that saved me money in the long run. Their commitment to providing excellent customer service was evident in their responsiveness and willingness to answer all my questions promptly. Closing on the mortgage was a breeze, and I am now a proud homeowner, thanks to Innovation Mortgage. I cannot speak highly enough of their professionalism, friendly demeanor, and personalized approach. They made the entire experience enjoyable and stress-free. If you're looking for a mortgage company that genuinely cares about your financial well-being and delivers on its promises, Innovation Mortgage is the one to go with. I highly recommend their services and will undoubtedly turn to them for any future mortgage needs. Ask to speak with Mike, Joey, or Matt, they are the absolute best! Thank you, Innovation Mortgage, for making my dreams of homeownership a reality! You have earned my trust and loyalty."

"This was an amazing team to work with for my home refinance. Even in this time of market inflation, and high interest rates, they were able to get me an extremely effective loan and change everything about how I live day to day. I was able to start the process of a cash refinance, and finish it out within 30 days. Vic and Matt were some of the most helpful loan officers that I've ever had the opportunity of speaking with. Definitely 100% recommend to anybody looking to have a clear and concise loan refinance or consolidation."

"Joey and Matthew from Innovation Mortgage are awesome who not only educated me about what the art of possible was in what I was trying to solve, but also gave me a deal that worked out most favorably from all angles! Huge thanks Joey! And thank you Matt for sticking with what was helpful even when I couldn’t see it! Super experience with innovation mortgage! Would highly recommend!"

"My mother in law was looking into buying a home as she has been renting for the last 2 years. I shopped around a few different mortgage companies and was unable to find anyone with decent rates that she can afford. My brother recently refinanced with Innovation Mortgage about a month ago and told me it was one of the best experiences he has had with any company and they will do everything in their power to take care of my mother in law. At this point, we had nothing to lose. We gave them a call and Matt made the time to sit down with us in person the same day! When we got to the office, it was remarkable. Newly renovated and furnished from top to bottom.. very spacious. We were greeted instantly by the receptionist with bottled waters and coffee/snacks. Matt was training on the floor with Mike and both of them came over to introduce themselves. My mother in law felt so comfortable within seconds of talking to them. Both of them were very friendly, respectful, and we could tell right away they had many years of knowledge in this industry. They were able to get her the best rate out of anyone else we shopped around with and made her payments very affordable. We will definitely recommend them moving forward!"

"It was so great to work with Innovation Mortgage. They were so easy to work with and easy to get a hold of answering any and all questions. I highly recommend Innovation Mortgage as I can't say enough of the peace they brought to me going through this process of buying a home in today's market and times. Matt is a very caring and amazing individual. I couldn't be any happier with my experience."

"Initially started a refinance of our house through PennyMac but then got referred to Matt with Innovation Mortgage. We switched over when he saved us a ton of closing costs and got us a way better deal. Super communicative and easy to work with, couldn't recommend them any more highly!"

"When they say they will get you the best deal they aren't kidding! They will jump through hoops help you out; they did for me! Super personable, quick to respond and answer questions at any time, persistent in ensuring your needs are met and are getting the best service. They are about building relationships and helping you and getting to know you and your needs better. Definitely check them out. Matt is an outstanding guy. I don't leave a lot of reviews but this is a company worth leaving a good review for. Will be calling them in the future for refinance needs, etc. Take the time to give them a call; you won't regret it!!"

"Matt has been an extraordinary Lender for us being first time home buyers from day one all the way till closing. Matt provided exceptional service on a professional and personable level throughout this process. He was prompt on informing us with information, and answering questions and taking the time to be sure the questions answered were understood. Matt definitely made it an overall great experience!"

"Everyone I had the privilege of working with at Innovation Mortgage was wonderful! They were professional, supportive, and patient. They worked hard to get me everything I needed in a very timely manner. Special thanks to Matthew and Yousif who were instrumental in this process!"

"Matt is a 10/10 lender. As a first time homebuyer he was so helpful with explaining everything and answering any and all questions we had, and was always available for a call or text. He went above and beyond to get us the best deal and explored every option. I highly recommend him."

"Matt was excellent! Very patient, very transparent, and overall gave us a great experience. My husband and I were buying our first home, and Matt made everything happen seamlessly. I highly recommend this whole team!"

"Matt was able to help me refinance my home at an outstanding rate even after I thought my existing rate couldn’t be improved upon. I had many questions but they were all addressed to my satisfaction. Additionally, the overall process was performed professionally, quickly, and accurately. My new mortgage will save me thousands of dollars over the life of the new loan. My thanks to Matt for his transparency, honesty, and creativity."

"***UPDATE*** --- after working with Innovation Mortgage over one year ago on my refinance, I decided to use them again on my new purchase due to my exceptional experience. And let me be clear, they are EVEN BETTER now than they were before. Professionalism, organization, and efficiency are a few words that come to mind. Although the purchasing process is more tedious in general, everything went smoothly and it was a pleasure to work with Joey and the entire Innovation Mortgage team again. I received the clear to close in under 2 weeks and an exceptional rate (rare in today's market). I highly recommend using Innovation Mortgage for all of your purchase and refinance needs as they are second to none and will take care of you. And I am speaking from multiple experiences now! _______________________________________________________________ I had the pleasure of working with Matthew and Michael Hakim on my refinance at Innovation Mortgage. Not only did they get me an incredibly low rate during these difficult times, but the process was seamless and they went above and beyond to make sure I was happy. The communication by the whole team at Innovation Mortgage was top notch and they were straightforward throughout the entire process - I dealt with Joey as well, and he was as professional and thorough as they come. I was able to close very quickly and there were never any hiccups or delays. The team was incredible to work with and I would definitely recommend them to anyone looking to purchase or refinance. In a world full of scammers and unkept promises, Innovation Mortgage was a breath of fresh air and I look forward to using them in the future. Although they are a newer company, they have professionals with years of experience and really know what they are doing for their clients."

"Great experience! I worked with Victor and Matt, and they really made sure that I got the best loan I could for my cash out refinance. They were great at answering all of my questions, professional, and easy to work with. Would highly recommend!"

"Matt and Yousif were both great to work with. They were both extremely helpful with obtaining a mortgage on my house. Both are very knowledgeable in their field, and I would 100% recommend them to anyone."

"I am pleasantly surprised with this business. We recently handled a transaction and Matthew and the whole team were beyond helpful. They are very knowledgeable, responsive, and easy to talk to. Highly recommended👌 …"

"Matthew is the best loan officer we ever worked with. Responsive, detailed, flexible and communicates in a way that is easy to understand. Matthew provided outstanding customer service and he always kept our interests in mind and not just his earnings. Thank you so much!"

"Wish I could give more than 5 stars. Victor and Matt went above and beyond my expectations with help securing a competitive mortgage. Throughout the process, there were numerous issues with my property involving engineering reports, foundation installation and inspections, divorce hurdles and many more obstacles. I never would have been able to get my refi closed without Victor and Matt. Thanks guys, for sticking in there throughout the process."

"Innovation Mortage was amazing! Victor and Matthew got me approved in less than 30days. They were great on communication and will work 24/7 if necessary to get the job done. There were even times that we spoke on weekends when needed in order to meet our deadline with no problems. Commision well earned guys! Innovation Mortage will do what it takes to get you qualified!"

"Mike and Matthew Hakim were very helpful, knowledgeable, and easy to work with. They got us a good interest rate on a conventional loan, and they were easy to work with. They were kind and caring. Highly recommend!!"

"I would like to say a few words about a group of men that help my wife and I and didn’t quit till they got it done.Victor,Matt,Joe you guys are the best My wife and I appreciate what you did for us. May God continue to bless you and your business. you are number one in my book. innovation, rocks!!!"

"Rocket mortgage and Matthew especially jumped through hoops to get my mortgage approved. He is easy to work with and very professional. I highly recommend!!"

"Matthew was amazing to work with. From his kindness and positive attitude, to his knowledge and ability to answer all my questions in detail. He made the process a breeze and stress free."

"This was a very quick process. Everything went as expected and Matthew Hakim was excellent with communicating everything to me during the process. It went very smoothly and I would definitely use them again in the future."

"Matt was great to work with. My mortgage was so easy to get, great rate and smooth closing. I recommend him highly."

"Matt is the best! Highly professional and responsive, sensitive to my needs, accesses best rates, delivers top notch service and friendly. Matt gets 10 stars in my book!!!!"

"Matt was so efficient fulfilled everything he promised and took care everything promptly with care I'd give him 10 stars if I could"

"This mortgage company is very professional and courteous. I highly recommend Matt for all your loans."

"Joey, Mike and Matt worked together to help me with my first mortgage. Wouldn’t recommend any one else"

"Joshua and Matt were excellent to work with. Very easy process!"

"Matt helped me out but most of all was transparent through it all!! Thank you!"

"Unbelievable Experience with Matthew from Innovation Mortgage. Recommend this company to everyone!"

"Joshua and Matt provided excellent service!"

"We purchased a home in Dec'25, and we were fortunate enough to find Innovation Mortgage via recommendation from a close friend. I worked with Matt through the entire process and would recommend him and his team to anyone. The communication, process, customer service, and pricing were all outstanding compared to the field, and we'd absolutely work with them again."