Innovation Mortgage
← Back to the team
Michael Hakim

Michael Hakim

VP / Co-founder

Michael Hakim is a co-founder and Vice President of Innovation Mortgage, and one of the people clients most often credit for turning a stressful process into a smooth one. He specializes in helping first-time buyers purchase and homeowners refinance, and he is known for thinking outside the box to structure a deal that works, staying available even on evenings and weekends, and keeping clients informed at every step. Whether it is a conventional purchase, a VA loan, or a cash-out refinance, Michael focuses on securing the best possible terms while making the experience feel fast, transparent, and genuinely personal.

Languages spokenEnglish

Reviews for Michael

Have a positive experience to share? Leave Michael a Google review →

44 reviews

"We used Mike to refinance. He worked hard for us and went above and beyond. It is truely hard to find such great customer service as good as Mike. I Highly recommend using Mike. He treated us like family and found the best option for us. Such a caring person."

Brian Jenkins

April 2026

"I had a great experience with Innovation Mortage, refinancing can be stressful, but Mike was very helpful and patient throughout the entire process. Mike was responsive, and I genuinely felt like he had my best interest at heart. He kept me informed throughout the entire process."

cbrittany72

December 2025

"I cannot recommend Innovation Mortgage enough! From start to finish, they made the entire mortgage process seamless, stress-free, and even enjoyable. Mike and his team were incredibly professional, knowledgeable, and approachable—always willing to answer any questions and explain the details in a way that were easy to understand. They helped me secure the best possible rate and truly tailored their services to meet my unique needs. Whether you're a first-time homebuyer or refinancing, Innovation Mortgage is the perfect choice. Their expertise and dedication to customer satisfaction shine through in everything they do. I’ll definitely be recommending them to family, friends, and anyone in need of mortgage services!"

Lisa Wasko-Cothrun

August 2025

"We couldn’t be happier with our experience working with Innovation Mortgage, especially with Michael Hakim! As first-time homebuyers, we were a little nervous about the process, but Michael went above and beyond to advocate for us and ensure we secured the best possible APR. He truly took care of us every step of the way"

Lilia Meza

November 2025

"We had an amazing experience with Innovative Mortgage. They made refinancing our house incredibly easy and stress-free. The team was professional, knowledgeable, and a pleasure to work with. Highly recommend them! Mike and his team went above and beyond to make sure everything was as smooth as possible. Thank you again to everyone involved!"

Matt Ballman

September 2025

"Couldn't be more happy with the service provided by both Jay & Mike. My whole application process was swift, efficient and the personal attention provided Jay & Mike made the whole experience painless and worry free. Highly recommend."

Jose Herrera

October 2025

"I had the best experience with Michael Hakim and his team! The process was so easy. He was honest and up front. There was a delay on my end due to some inspection issues and he and his team were patient with me and just hung in there! It all went very smooth and I would definitely recommend them and use them again!"

JANINE WEIHE

June 2025

"I recently had the pleasure of working with Michael from Innovation Mortgage, and I can’t recommend them highly enough. From start to finish, the experience was seamless and stress-free, thanks to Mike’s professionalism and expertise. Mike demonstrated an in-depth understanding of the mortgage market and was able to explain complex terms and processes in a way that was easy to understand. His knowledge was evident in the tailored advice they provided, ensuring that I found the best mortgage option for my needs. What stood out the most was the personalized service I received. Michael took the time to understand my financial situation and goals, and they crafted a mortgage solution that perfectly aligned with my needs. Their attention to detail and commitment to finding the right fit for me was truly impressive. I truly believe that without Michael’s “outside the box” thinking, we may not have gotten the contract. Working with Michael and Innovation Mortgage was a fantastic experience. They made what could have been a daunting process straightforward and manageable. Their expertise, communication skills, and personalized approach made a significant difference, and I am incredibly grateful for their assistance. If you’re in need of a mortgage broker who truly cares about their clients and delivers exceptional results, I highly recommend their services and would not hesitate to work with them again in the future."

Crista Whitmore

June 2025

"Recently closed a deal with Mike and his team, and the experience was flawless from start to finish. We wrapped everything up in under a month, and the process couldn’t have gone smoother. I’ll definitely be working with him again in the future."

Brandon Mendenhall

August 2025

"Matt and Mike at Innovation were amazing! They made the whole mortgage process easy and stress-free. They explained everything clearly, were super responsive, and got us a great rate. Highly recommend working with them!"

Christina Bakhshandeh

June 2025

"Joey and Mike worked with me for my mortgage and I’m very happy with the service I received from him. He did a great job helping me navigate through the process and I would never recommend anyone else"

Raychel Fennell

July 2025

"Mike was so professional to work with. I really appreciated his advice and his knowledge. He really knew what he was talking about, and was able to put me in the best situation to the best of his ability. I also worked with his colleague Joe. both Mike and Joe were very professional very easy to get a hold of and very good at getting back to me. I highly recommend innovation mortgage, and I will be referring many friends and family."

Anthony Acho

June 2024

"Great broker to work with. Mike always answered his phone, even with a three hour time difference. He answered my questions timely and accurately. I always felt as if Mike was right there next to me explaining the whole process so I wasn’t doing anything blind. My refinance was hard because of a few factors, so it didn’t happen quick, but that wasn’t Innovations fault. They did everything they could to remedy the situation asap. I will definitely go with them again."

Caleb Suttle

June 2024

"Innovation Mortgage truly exceeded my expectations! From the moment I connected with their team, I knew I was in good hands. They took the time to understand my financial goals and tailored a mortgage solution that perfectly fit my needs. Throughout the application and approval process, they showcased their organizational skills and attention to detail, ensuring everything progressed flawlessly. What impressed me the most was their dedication to finding the best rates and terms for my mortgage. They explored various options and negotiated with lenders, securing a fantastic deal that saved me money in the long run. Their commitment to providing excellent customer service was evident in their responsiveness and willingness to answer all my questions promptly. Closing on the mortgage was a breeze, and I am now a proud homeowner, thanks to Innovation Mortgage. I cannot speak highly enough of their professionalism, friendly demeanor, and personalized approach. They made the entire experience enjoyable and stress-free. If you're looking for a mortgage company that genuinely cares about your financial well-being and delivers on its promises, Innovation Mortgage is the one to go with. I highly recommend their services and will undoubtedly turn to them for any future mortgage needs. Ask to speak with Mike, Joey, or Matt, they are the absolute best! Thank you, Innovation Mortgage, for making my dreams of homeownership a reality! You have earned my trust and loyalty."

Scott Acho

June 2024

"Mike and his team at Innovation mortgage were professional, responsive, and courteous. He helped me get the best rate with the least fees for my VA IRRL. In 7 payments, I am hoping we are looking at 5%."

Jamie Berry

June 2025

"Michael Hakim is on point with knowledge. Great communication and swift processing. Answered every question I had in regards to refinancing and even provided some insight for me to strategize. Looking forward to working with him again and highly recommend him to anyone looking, you won't be disappointed."

narcisco cruz

June 2024

"My mother in law was looking into buying a home as she has been renting for the last 2 years. I shopped around a few different mortgage companies and was unable to find anyone with decent rates that she can afford. My brother recently refinanced with Innovation Mortgage about a month ago and told me it was one of the best experiences he has had with any company and they will do everything in their power to take care of my mother in law. At this point, we had nothing to lose. We gave them a call and Matt made the time to sit down with us in person the same day! When we got to the office, it was remarkable. Newly renovated and furnished from top to bottom.. very spacious. We were greeted instantly by the receptionist with bottled waters and coffee/snacks. Matt was training on the floor with Mike and both of them came over to introduce themselves. My mother in law felt so comfortable within seconds of talking to them. Both of them were very friendly, respectful, and we could tell right away they had many years of knowledge in this industry. They were able to get her the best rate out of anyone else we shopped around with and made her payments very affordable. We will definitely recommend them moving forward!"

Steven Gasso

June 2023

"Working with Mike from Innovation Mortgage was the best decision I made! Mike is very knowledgeable and professional. His communication skills and willingness to go the extra mile sets him apart from others. I will definitely recommend them to all my friends and family!"

Wassim El Awadi

June 2024

"Navigating one's financial health in today's society can be outright daunting. I was reached by Michael Hakim at a rough point in my life, where my financial stability was only one piece of a fragile puzzle. I was treated with such dignity, kindness, respect and the utmost caring by not only Michael but every provider and processor involved in my mortgage. Their program felt as though it was catered, thoughtfully and specifically, to aid someone in my exact monetary position. Michael is well-spoken, has an incredible work ethic and he made himself so available it was uncanny. To say he went above and beyond is an understatement. Thank you to everyone with the Rocket and Innovation teams. We love our home."

Kati Massaro

June 2024

"Working with Mike and Innovation Mortgage has been a wonderful experience and I highly recommend their services to anyone and everyone in the market looking for real estate. This was my first time buying and Mike made sure I understood the process and guided me through all the steps in the way I was most comfortable with. He's extremely professional and detail oriented and takes the guesswork out of the numerous numbers needed to be dealt with. Would recommend 10/10."

Sara

June 2023

"Mike was very responsive! I loved that any question or concern I had, he was always quick to answer. Very personable and enjoyable to work with. I couldn’t have asked for a better experience. He also got me the best rates!"

Hayley Sherman

June 2024

"Be sure to shop around when your realtor refers you to a loan officer. Innovation Mortgage reached out to me, and while I don’t buy homes often and was initially hesitant, I learned it's normal to receive such offers during the home-buying process. I’m so glad I went with them—Mike and Jacob saved me $7,000 in closing costs! My realtor kept pushing me to use their preferred bank, but they couldn’t come close to the savings I got with Innovation Mortgage. It became clear that realtors often push certain banks because they earn a commission, even if it’s at your expense. Innovation Mortgage really went above and beyond—they were in constant contact with me, while my realtor left me in the dark for two weeks. Huge thanks to the team for their dedication and excellent service!"

Yamel07

June 2025

"Had a wonderful, quick, and easy experience with Innovation+Rocket with Michael Hakim for my refi. Got a lower rate with little to no hassle. Will be recommending them. Great service, fast turnaround, responsive, and competitive. Great job!"

Brandy Judkins

June 2024

"Michael Hakim was referred to me by a family member and he did not disappoint. I knew better than to use Amrock Title Company from previous experiences but once we found our dream home, Michael was very competitive and offered me the best rates. We were able to get everything done and closed in less than 30 days. I highly recommend."

Lisa Delgado

June 2024

"Closed on my first home today and I couldn’t be happier with the experience. From the very first phone call with Mike I knew he was going to make this process as stress free as possible and boy did he deliver!!! I am moving into my new home with all my hair intact :) Thank you Michael for being there to answer all of my questions. 10/10 would recommend the always friendly and dedicated Mike!!"

Breanna Cervantes

June 2023

"Michael Hakim ,helped us through the process of buying our first House every step of the way. Very professional, great communication,answered all the questions we had in great detail.Not only he helped us with Mortgage, he gave us financial advises also on how to save on closing . Great guy i will recommend him to everyone i know ! THANK YOU FOR YOUR HELP MICHAEL"

Mia Simitcievska

June 2024

"***UPDATE*** --- after working with Innovation Mortgage over one year ago on my refinance, I decided to use them again on my new purchase due to my exceptional experience. And let me be clear, they are EVEN BETTER now than they were before. Professionalism, organization, and efficiency are a few words that come to mind. Although the purchasing process is more tedious in general, everything went smoothly and it was a pleasure to work with Joey and the entire Innovation Mortgage team again. I received the clear to close in under 2 weeks and an exceptional rate (rare in today's market). I highly recommend using Innovation Mortgage for all of your purchase and refinance needs as they are second to none and will take care of you. And I am speaking from multiple experiences now! _______________________________________________________________ I had the pleasure of working with Matthew and Michael Hakim on my refinance at Innovation Mortgage. Not only did they get me an incredibly low rate during these difficult times, but the process was seamless and they went above and beyond to make sure I was happy. The communication by the whole team at Innovation Mortgage was top notch and they were straightforward throughout the entire process - I dealt with Joey as well, and he was as professional and thorough as they come. I was able to close very quickly and there were never any hiccups or delays. The team was incredible to work with and I would definitely recommend them to anyone looking to purchase or refinance. In a world full of scammers and unkept promises, Innovation Mortgage was a breath of fresh air and I look forward to using them in the future. Although they are a newer company, they have professionals with years of experience and really know what they are doing for their clients."

Patrick Gasso

June 2024

"Michael Hakim definitely went above and beyond. He was always responsive--even when on vacation--and answered every question and concern. Great communicator and on top of the process all the way to the finish. Kept everything moving for the underwriter so the loan would fund."

Hari Haran

June 2024

"As a first time home buyers, innovation made the process smooth and easy! They answered all of our questions and looked out for us every step of the way! Thank you Mike & Yousif!"

Pablo Estrada

June 2025

"This is a great company with a very good people working there, I appreciate the help I got from Mike and Hailey, great people, very polite and helping me during the whole process to buy my house, were always ready to answer my phone calls and offer they help to resolve the problems, I recommend them 100 %, you will be happy to buy a house with this company, they offered to me the best interest rate without any points, they are like a family for me."

Enrique Monteagudo

June 2025

"Mike was great to work with. It was a smooth process and he took care of everything. Highly recommend to anyone!"

Clayton Putala

June 2025

"Michael Hakim did everything on his end that he could do.He was ready. Unfortunately Fannie may dropped the ball on the appraisal and the title company didn’t update the loan amounts. So the delays were due to them. Michael did an excellent job. He kept me posted on the developments. I give him 5⭐️"

Jimmy Whidden

June 2024

"As a new graduate student I was looking to buy my first home, when almost all lending companies in the market either told me I did not qualify or they just didn't take my business seriously. Thats when I got contacted by innovation mortgage. This company is really about going above and beyond for the clients, not only they will try to get you the best interest in the market but they also really care about the clients needs. This are complicated times to get a home because of how high the interest rate are even if you have a good income source. Michael Hakim and his partners work on my loan for over 30 days to make it work and make sure my dream came true. I have no words to express my gratitude not only because they help me achieve my dream but also because of their professionalism and relentless pursuit helping clients with their mortgage needs. They are prompt to answer your calls every single time and also return calls. I must say it was a blessing to work with people of this caliber!"

Carlos Rubido

June 2024

"Michael Hakim is awesome. I just closed my Refi with him and it was great, fast , and easy to work with him. He walked / helped me through the hole process. I'm 52 years old and not to computer or cell phone savy . but with Michael help i got through the hole process. Thanks Michael :-)"

joe garcia

June 2023

"Mike and Matthew Hakim were very helpful, knowledgeable, and easy to work with. They got us a good interest rate on a conventional loan, and they were easy to work with. They were kind and caring. Highly recommend!!"

Stella Estep

June 2023

"Thanks to Mike Hakim and the team at innovation mortgage. They guided me as I was purchasing my first home and the entire process was quick and easy thanks to them. I highly recommend using them for all mortgage needs!"

Maria S

June 2023

"We worked with a nice gentleman by the name of Michael Hakim from the beginning process of our home purchase he was there every step of the way kept us informed of the progress of our purchase he always answered the phone for us and if we missed a call he would call us back and first name basis."

Terry Jones

June 2025

"Purchasing a home can be very confusing and complicated. Very happy. We had Mike to guide us through the process. Mike is very knowledgeable, friendly and professional. Thank you Mike for all your help."

Luis Limon

June 2025

"My experience with Mike and his team was absolutely fantastic. Mike was very helpful and his team made the process easy and smooth! 10/10"

Christopher Ammori

June 2024

"Mike and his team were fast, direct and on point. Highly recommend for any financing needs."

David Berkley

June 2025

"Innovation mortgage did me a huge favor and got my mortgage down to where I can manage it it took me 18 years Michael Hakim, Victor Korkis Team Is the best. 😇❤💯💯🙌🙏👍👍👍 …"

Patsy Brown

June 2023

"Mike and haley were great with what was needed to move things along"

Tracy Van Woerkom

June 2025

"Joey, Mike and Matt worked together to help me with my first mortgage. Wouldn’t recommend any one else"

G.T. Phillips

June 2024

"Mike is the man! I was all lined up with Navy Federal and Mike called me once my credit report got popped and offered me a far better deal than Navy Federal and the process was smooth. I highly recommend Mike to anyone of my veteran counterparts out there. Great experience five stars good stuff Mike."

Kyle Culbertson

May 2026

"We used Mike to refinance. He worked hard for us and went above and beyond. It is truely hard to find such great customer service as good as Mike. I Highly recommend using Mike. He treated us like family and found the best option for us. Such a caring person."

Brian Jenkins

April 2026

"I had a great experience with Innovation Mortage, refinancing can be stressful, but Mike was very helpful and patient throughout the entire process. Mike was responsive, and I genuinely felt like he had my best interest at heart. He kept me informed throughout the entire process."

cbrittany72

December 2025

"I cannot recommend Innovation Mortgage enough! From start to finish, they made the entire mortgage process seamless, stress-free, and even enjoyable. Mike and his team were incredibly professional, knowledgeable, and approachable—always willing to answer any questions and explain the details in a way that were easy to understand. They helped me secure the best possible rate and truly tailored their services to meet my unique needs. Whether you're a first-time homebuyer or refinancing, Innovation Mortgage is the perfect choice. Their expertise and dedication to customer satisfaction shine through in everything they do. I’ll definitely be recommending them to family, friends, and anyone in need of mortgage services!"

Lisa Wasko-Cothrun

August 2025

"We couldn’t be happier with our experience working with Innovation Mortgage, especially with Michael Hakim! As first-time homebuyers, we were a little nervous about the process, but Michael went above and beyond to advocate for us and ensure we secured the best possible APR. He truly took care of us every step of the way"

Lilia Meza

November 2025

"We had an amazing experience with Innovative Mortgage. They made refinancing our house incredibly easy and stress-free. The team was professional, knowledgeable, and a pleasure to work with. Highly recommend them! Mike and his team went above and beyond to make sure everything was as smooth as possible. Thank you again to everyone involved!"

Matt Ballman

September 2025

"Couldn't be more happy with the service provided by both Jay & Mike. My whole application process was swift, efficient and the personal attention provided Jay & Mike made the whole experience painless and worry free. Highly recommend."

Jose Herrera

October 2025

"I had the best experience with Michael Hakim and his team! The process was so easy. He was honest and up front. There was a delay on my end due to some inspection issues and he and his team were patient with me and just hung in there! It all went very smooth and I would definitely recommend them and use them again!"

JANINE WEIHE

June 2025

"I recently had the pleasure of working with Michael from Innovation Mortgage, and I can’t recommend them highly enough. From start to finish, the experience was seamless and stress-free, thanks to Mike’s professionalism and expertise. Mike demonstrated an in-depth understanding of the mortgage market and was able to explain complex terms and processes in a way that was easy to understand. His knowledge was evident in the tailored advice they provided, ensuring that I found the best mortgage option for my needs. What stood out the most was the personalized service I received. Michael took the time to understand my financial situation and goals, and they crafted a mortgage solution that perfectly aligned with my needs. Their attention to detail and commitment to finding the right fit for me was truly impressive. I truly believe that without Michael’s “outside the box” thinking, we may not have gotten the contract. Working with Michael and Innovation Mortgage was a fantastic experience. They made what could have been a daunting process straightforward and manageable. Their expertise, communication skills, and personalized approach made a significant difference, and I am incredibly grateful for their assistance. If you’re in need of a mortgage broker who truly cares about their clients and delivers exceptional results, I highly recommend their services and would not hesitate to work with them again in the future."

Crista Whitmore

June 2025

"Recently closed a deal with Mike and his team, and the experience was flawless from start to finish. We wrapped everything up in under a month, and the process couldn’t have gone smoother. I’ll definitely be working with him again in the future."

Brandon Mendenhall

August 2025

"Matt and Mike at Innovation were amazing! They made the whole mortgage process easy and stress-free. They explained everything clearly, were super responsive, and got us a great rate. Highly recommend working with them!"

Christina Bakhshandeh

June 2025

"Joey and Mike worked with me for my mortgage and I’m very happy with the service I received from him. He did a great job helping me navigate through the process and I would never recommend anyone else"

Raychel Fennell

July 2025

"Mike was so professional to work with. I really appreciated his advice and his knowledge. He really knew what he was talking about, and was able to put me in the best situation to the best of his ability. I also worked with his colleague Joe. both Mike and Joe were very professional very easy to get a hold of and very good at getting back to me. I highly recommend innovation mortgage, and I will be referring many friends and family."

Anthony Acho

June 2024

"Great broker to work with. Mike always answered his phone, even with a three hour time difference. He answered my questions timely and accurately. I always felt as if Mike was right there next to me explaining the whole process so I wasn’t doing anything blind. My refinance was hard because of a few factors, so it didn’t happen quick, but that wasn’t Innovations fault. They did everything they could to remedy the situation asap. I will definitely go with them again."

Caleb Suttle

June 2024

"Innovation Mortgage truly exceeded my expectations! From the moment I connected with their team, I knew I was in good hands. They took the time to understand my financial goals and tailored a mortgage solution that perfectly fit my needs. Throughout the application and approval process, they showcased their organizational skills and attention to detail, ensuring everything progressed flawlessly. What impressed me the most was their dedication to finding the best rates and terms for my mortgage. They explored various options and negotiated with lenders, securing a fantastic deal that saved me money in the long run. Their commitment to providing excellent customer service was evident in their responsiveness and willingness to answer all my questions promptly. Closing on the mortgage was a breeze, and I am now a proud homeowner, thanks to Innovation Mortgage. I cannot speak highly enough of their professionalism, friendly demeanor, and personalized approach. They made the entire experience enjoyable and stress-free. If you're looking for a mortgage company that genuinely cares about your financial well-being and delivers on its promises, Innovation Mortgage is the one to go with. I highly recommend their services and will undoubtedly turn to them for any future mortgage needs. Ask to speak with Mike, Joey, or Matt, they are the absolute best! Thank you, Innovation Mortgage, for making my dreams of homeownership a reality! You have earned my trust and loyalty."

Scott Acho

June 2024

"Mike and his team at Innovation mortgage were professional, responsive, and courteous. He helped me get the best rate with the least fees for my VA IRRL. In 7 payments, I am hoping we are looking at 5%."

Jamie Berry

June 2025

"Michael Hakim is on point with knowledge. Great communication and swift processing. Answered every question I had in regards to refinancing and even provided some insight for me to strategize. Looking forward to working with him again and highly recommend him to anyone looking, you won't be disappointed."

narcisco cruz

June 2024

"My mother in law was looking into buying a home as she has been renting for the last 2 years. I shopped around a few different mortgage companies and was unable to find anyone with decent rates that she can afford. My brother recently refinanced with Innovation Mortgage about a month ago and told me it was one of the best experiences he has had with any company and they will do everything in their power to take care of my mother in law. At this point, we had nothing to lose. We gave them a call and Matt made the time to sit down with us in person the same day! When we got to the office, it was remarkable. Newly renovated and furnished from top to bottom.. very spacious. We were greeted instantly by the receptionist with bottled waters and coffee/snacks. Matt was training on the floor with Mike and both of them came over to introduce themselves. My mother in law felt so comfortable within seconds of talking to them. Both of them were very friendly, respectful, and we could tell right away they had many years of knowledge in this industry. They were able to get her the best rate out of anyone else we shopped around with and made her payments very affordable. We will definitely recommend them moving forward!"

Steven Gasso

June 2023

"Working with Mike from Innovation Mortgage was the best decision I made! Mike is very knowledgeable and professional. His communication skills and willingness to go the extra mile sets him apart from others. I will definitely recommend them to all my friends and family!"

Wassim El Awadi

June 2024

"Navigating one's financial health in today's society can be outright daunting. I was reached by Michael Hakim at a rough point in my life, where my financial stability was only one piece of a fragile puzzle. I was treated with such dignity, kindness, respect and the utmost caring by not only Michael but every provider and processor involved in my mortgage. Their program felt as though it was catered, thoughtfully and specifically, to aid someone in my exact monetary position. Michael is well-spoken, has an incredible work ethic and he made himself so available it was uncanny. To say he went above and beyond is an understatement. Thank you to everyone with the Rocket and Innovation teams. We love our home."

Kati Massaro

June 2024

"Working with Mike and Innovation Mortgage has been a wonderful experience and I highly recommend their services to anyone and everyone in the market looking for real estate. This was my first time buying and Mike made sure I understood the process and guided me through all the steps in the way I was most comfortable with. He's extremely professional and detail oriented and takes the guesswork out of the numerous numbers needed to be dealt with. Would recommend 10/10."

Sara

June 2023

"Mike was very responsive! I loved that any question or concern I had, he was always quick to answer. Very personable and enjoyable to work with. I couldn’t have asked for a better experience. He also got me the best rates!"

Hayley Sherman

June 2024

"Be sure to shop around when your realtor refers you to a loan officer. Innovation Mortgage reached out to me, and while I don’t buy homes often and was initially hesitant, I learned it's normal to receive such offers during the home-buying process. I’m so glad I went with them—Mike and Jacob saved me $7,000 in closing costs! My realtor kept pushing me to use their preferred bank, but they couldn’t come close to the savings I got with Innovation Mortgage. It became clear that realtors often push certain banks because they earn a commission, even if it’s at your expense. Innovation Mortgage really went above and beyond—they were in constant contact with me, while my realtor left me in the dark for two weeks. Huge thanks to the team for their dedication and excellent service!"

Yamel07

June 2025

"Had a wonderful, quick, and easy experience with Innovation+Rocket with Michael Hakim for my refi. Got a lower rate with little to no hassle. Will be recommending them. Great service, fast turnaround, responsive, and competitive. Great job!"

Brandy Judkins

June 2024

"Michael Hakim was referred to me by a family member and he did not disappoint. I knew better than to use Amrock Title Company from previous experiences but once we found our dream home, Michael was very competitive and offered me the best rates. We were able to get everything done and closed in less than 30 days. I highly recommend."

Lisa Delgado

June 2024

"Closed on my first home today and I couldn’t be happier with the experience. From the very first phone call with Mike I knew he was going to make this process as stress free as possible and boy did he deliver!!! I am moving into my new home with all my hair intact :) Thank you Michael for being there to answer all of my questions. 10/10 would recommend the always friendly and dedicated Mike!!"

Breanna Cervantes

June 2023

"Michael Hakim ,helped us through the process of buying our first House every step of the way. Very professional, great communication,answered all the questions we had in great detail.Not only he helped us with Mortgage, he gave us financial advises also on how to save on closing . Great guy i will recommend him to everyone i know ! THANK YOU FOR YOUR HELP MICHAEL"

Mia Simitcievska

June 2024

"***UPDATE*** --- after working with Innovation Mortgage over one year ago on my refinance, I decided to use them again on my new purchase due to my exceptional experience. And let me be clear, they are EVEN BETTER now than they were before. Professionalism, organization, and efficiency are a few words that come to mind. Although the purchasing process is more tedious in general, everything went smoothly and it was a pleasure to work with Joey and the entire Innovation Mortgage team again. I received the clear to close in under 2 weeks and an exceptional rate (rare in today's market). I highly recommend using Innovation Mortgage for all of your purchase and refinance needs as they are second to none and will take care of you. And I am speaking from multiple experiences now! _______________________________________________________________ I had the pleasure of working with Matthew and Michael Hakim on my refinance at Innovation Mortgage. Not only did they get me an incredibly low rate during these difficult times, but the process was seamless and they went above and beyond to make sure I was happy. The communication by the whole team at Innovation Mortgage was top notch and they were straightforward throughout the entire process - I dealt with Joey as well, and he was as professional and thorough as they come. I was able to close very quickly and there were never any hiccups or delays. The team was incredible to work with and I would definitely recommend them to anyone looking to purchase or refinance. In a world full of scammers and unkept promises, Innovation Mortgage was a breath of fresh air and I look forward to using them in the future. Although they are a newer company, they have professionals with years of experience and really know what they are doing for their clients."

Patrick Gasso

June 2024

"Michael Hakim definitely went above and beyond. He was always responsive--even when on vacation--and answered every question and concern. Great communicator and on top of the process all the way to the finish. Kept everything moving for the underwriter so the loan would fund."

Hari Haran

June 2024

"As a first time home buyers, innovation made the process smooth and easy! They answered all of our questions and looked out for us every step of the way! Thank you Mike & Yousif!"

Pablo Estrada

June 2025

"This is a great company with a very good people working there, I appreciate the help I got from Mike and Hailey, great people, very polite and helping me during the whole process to buy my house, were always ready to answer my phone calls and offer they help to resolve the problems, I recommend them 100 %, you will be happy to buy a house with this company, they offered to me the best interest rate without any points, they are like a family for me."

Enrique Monteagudo

June 2025

"Mike was great to work with. It was a smooth process and he took care of everything. Highly recommend to anyone!"

Clayton Putala

June 2025

"Michael Hakim did everything on his end that he could do.He was ready. Unfortunately Fannie may dropped the ball on the appraisal and the title company didn’t update the loan amounts. So the delays were due to them. Michael did an excellent job. He kept me posted on the developments. I give him 5⭐️"

Jimmy Whidden

June 2024

"As a new graduate student I was looking to buy my first home, when almost all lending companies in the market either told me I did not qualify or they just didn't take my business seriously. Thats when I got contacted by innovation mortgage. This company is really about going above and beyond for the clients, not only they will try to get you the best interest in the market but they also really care about the clients needs. This are complicated times to get a home because of how high the interest rate are even if you have a good income source. Michael Hakim and his partners work on my loan for over 30 days to make it work and make sure my dream came true. I have no words to express my gratitude not only because they help me achieve my dream but also because of their professionalism and relentless pursuit helping clients with their mortgage needs. They are prompt to answer your calls every single time and also return calls. I must say it was a blessing to work with people of this caliber!"

Carlos Rubido

June 2024

"Michael Hakim is awesome. I just closed my Refi with him and it was great, fast , and easy to work with him. He walked / helped me through the hole process. I'm 52 years old and not to computer or cell phone savy . but with Michael help i got through the hole process. Thanks Michael :-)"

joe garcia

June 2023

"Mike and Matthew Hakim were very helpful, knowledgeable, and easy to work with. They got us a good interest rate on a conventional loan, and they were easy to work with. They were kind and caring. Highly recommend!!"

Stella Estep

June 2023

"Thanks to Mike Hakim and the team at innovation mortgage. They guided me as I was purchasing my first home and the entire process was quick and easy thanks to them. I highly recommend using them for all mortgage needs!"

Maria S

June 2023

"We worked with a nice gentleman by the name of Michael Hakim from the beginning process of our home purchase he was there every step of the way kept us informed of the progress of our purchase he always answered the phone for us and if we missed a call he would call us back and first name basis."

Terry Jones

June 2025

"Purchasing a home can be very confusing and complicated. Very happy. We had Mike to guide us through the process. Mike is very knowledgeable, friendly and professional. Thank you Mike for all your help."

Luis Limon

June 2025

"My experience with Mike and his team was absolutely fantastic. Mike was very helpful and his team made the process easy and smooth! 10/10"

Christopher Ammori

June 2024

"Mike and his team were fast, direct and on point. Highly recommend for any financing needs."

David Berkley

June 2025

"Innovation mortgage did me a huge favor and got my mortgage down to where I can manage it it took me 18 years Michael Hakim, Victor Korkis Team Is the best. 😇❤💯💯🙌🙏👍👍👍 …"

Patsy Brown

June 2023

"Mike and haley were great with what was needed to move things along"

Tracy Van Woerkom

June 2025

"Joey, Mike and Matt worked together to help me with my first mortgage. Wouldn’t recommend any one else"

G.T. Phillips

June 2024

"Mike is the man! I was all lined up with Navy Federal and Mike called me once my credit report got popped and offered me a far better deal than Navy Federal and the process was smooth. I highly recommend Mike to anyone of my veteran counterparts out there. Great experience five stars good stuff Mike."

Kyle Culbertson

May 2026

Hover to pause, or use the arrows, to see more