Mortgage Process · Step 1
Documentation stage.
The documentation stage is where we review your income, assets, employment history, and other factors to confirm your ability to repay. It's also your chance to see how a new mortgage fits your monthly budget, so you can choose a loan amount and program you're comfortable with. The more complete your paperwork, the faster we can get your loan approved and funded.
A few documents we'll likely need
- W-2s from the last two years
- Federal tax returns from the last two years
- Two recent pay stubs
- Two recent bank statements (all pages)
- Self-employed: K1, 1099, or year-to-date profit and loss
- Addresses for the previous two years
- A driver's license or state-issued ID for all borrowers