Innovation Mortgage

Mortgage Broker · Oakland County

Best Mortgage Broker in Wixom, MI

Innovation Mortgage is a 5.0-star mortgage broker serving Wixom, MI, with 320+ reviews and experience helping buyers find value along the I-96 corridor. Our broker model compares many lenders to get Wixom buyers and homeowners a better rate.

★★★★★5.0 rating · 320+ five-star Google reviews · NMLS #2319402

Why Wixom chooses Innovation Mortgage

We're a broker, not a single bank, so we shop dozens of lenders to win you the right loan. Here's what that means for Wixom buyers and homeowners.

Local and licensed

Headquartered minutes away in Farmington Hills and licensed across Michigan, we know Oakland County price points, agents, and appraisers.

Better rates by shopping

As an independent broker we compare many lenders at once, instead of pushing one bank's rate sheet.

5.0-star service

Rated 5.0 stars across 320+ five-star Google reviews. Real people who answer the phone and keep you updated.

Fast closings

Many Wixom clients close in about two to three weeks once documents are in.

Every loan type

Conventional, FHA, VA, jumbo, DSCR, and refinance, matched to your goals.

No-pressure guidance

Free pre-approvals and honest advice. We only recommend a move when it truly helps you.

The Wixom mortgage market

Wixom offers relatively affordable access to west Oakland County, with newer subdivisions, condos, and easy freeway commutes. It is a popular pick for first-time buyers and growing families, and a frequent refinance market as values rise. We help Wixom clients lock in the right loan quickly.

Areas we serve nearby: Potters Creek, Loon Lake area, Tribute, Wixom Woods.

Also lending in: Novi, Commerce Township, Walled Lake, Milford

Loan programs available in Wixom

Conventional

Flexible financing with as little as 3% down.

FHA

Low down payment and forgiving credit guidelines.

VA

$0 down for eligible veterans and active military.

Jumbo

Financing above conventional limits for higher price points.

Refinance

Lower your rate, shorten your term, or take cash out.

DSCR / Investment

Qualify on the property's rental income, not your W-2.

Wixom mortgage FAQs

Who is the best mortgage broker in Wixom, MI?

Innovation Mortgage is one of the highest-rated mortgage brokers serving Wixom and Oakland County, with a 5.0-star average across 320+ five-star Google reviews. As an independent broker we compare offers from many lenders instead of pushing one bank's products, which usually means a better rate and the right program for Wixom buyers and homeowners.

Does Innovation Mortgage serve Wixom, Michigan?

Yes. Our team is headquartered nearby in Farmington Hills and lends throughout Wixom and all of Oakland County. Call (248) 720-1032 or apply online to get started, and in-person appointments are welcome.

What home loans are available in Wixom?

We offer conventional, FHA, VA, jumbo, DSCR (investment), and refinance loans, plus first-time buyer programs. Because we are a broker, we match Wixom borrowers to the lender and program that fits their credit, down payment, and goals.

How fast can I close on a home in Wixom?

Timelines vary by loan and file, but many of our Wixom-area clients close in about two to three weeks once documents are in. We are known for moving quickly and keeping you updated at every step.

Do you help first-time home buyers in Wixom?

Absolutely. A large share of our Wixom clients are first-time buyers. We walk you through pre-approval, down payment options (including low- and no-down-payment programs you may qualify for), and every step to closing.

Can I refinance my Wixom home with Innovation Mortgage?

Yes. We help Wixom homeowners refinance to lower their rate or payment, shorten their term, consolidate debt, or take cash out. We will run the numbers for free and only recommend a refinance if it clearly benefits you.

Ready to get started in Wixom?

Get a fast, no-pressure pre-approval or talk through your options with a local loan officer.