Mortgage Broker · Oakland County
Best Mortgage Broker in Novi, MI
Innovation Mortgage is one of the highest-rated mortgage brokers serving Novi, MI (5.0 stars, 320+ reviews), lending on everything from new construction to move-up homes. As a broker rather than a single bank, we compare many lenders to find Novi buyers the best rate and program.
Why Novi chooses Innovation Mortgage
We're a broker, not a single bank, so we shop dozens of lenders to win you the right loan. Here's what that means for Novi buyers and homeowners.
Local and licensed
Headquartered minutes away in Farmington Hills and licensed across Michigan, we know Oakland County price points, agents, and appraisers.
Better rates by shopping
As an independent broker we compare many lenders at once, instead of pushing one bank's rate sheet.
5.0-star service
Rated 5.0 stars across 320+ five-star Google reviews. Real people who answer the phone and keep you updated.
Fast closings
Many Novi clients close in about two to three weeks once documents are in.
Every loan type
Conventional, FHA, VA, jumbo, DSCR, and refinance, matched to your goals.
No-pressure guidance
Free pre-approvals and honest advice. We only recommend a move when it truly helps you.
The Novi mortgage market
Novi is one of Metro Detroit's fastest-growing suburbs, anchored by Twelve Oaks Mall and easy I-96 and M-5 access. Its mix of new-construction subdivisions, condos, and established neighborhoods means buyers here use everything from first-time-buyer programs to jumbo financing. We help Novi clients move fast in a competitive market with quick, solid pre-approvals.
Areas we serve nearby: Island Lake, Legacy Parc, Village Oaks, Beck North.
Also lending in: Northville, Wixom, Farmington Hills, Walled Lake
Loan programs available in Novi
Conventional
Flexible financing with as little as 3% down.
FHA
Low down payment and forgiving credit guidelines.
VA
$0 down for eligible veterans and active military.
Jumbo
Financing above conventional limits for higher price points.
Refinance
Lower your rate, shorten your term, or take cash out.
DSCR / Investment
Qualify on the property's rental income, not your W-2.
Novi mortgage FAQs
Who is the best mortgage broker in Novi, MI?
Innovation Mortgage is one of the highest-rated mortgage brokers serving Novi and Oakland County, with a 5.0-star average across 320+ five-star Google reviews. As an independent broker we compare offers from many lenders instead of pushing one bank's products, which usually means a better rate and the right program for Novi buyers and homeowners.
Does Innovation Mortgage serve Novi, Michigan?
Yes. Our team is headquartered nearby in Farmington Hills and lends throughout Novi and all of Oakland County. Call (248) 720-1032 or apply online to get started, and in-person appointments are welcome.
What home loans are available in Novi?
We offer conventional, FHA, VA, jumbo, DSCR (investment), and refinance loans, plus first-time buyer programs. Because we are a broker, we match Novi borrowers to the lender and program that fits their credit, down payment, and goals.
How fast can I close on a home in Novi?
Timelines vary by loan and file, but many of our Novi-area clients close in about two to three weeks once documents are in. We are known for moving quickly and keeping you updated at every step.
Do you help first-time home buyers in Novi?
Absolutely. A large share of our Novi clients are first-time buyers. We walk you through pre-approval, down payment options (including low- and no-down-payment programs you may qualify for), and every step to closing.
Can I refinance my Novi home with Innovation Mortgage?
Yes. We help Novi homeowners refinance to lower their rate or payment, shorten their term, consolidate debt, or take cash out. We will run the numbers for free and only recommend a refinance if it clearly benefits you.
Ready to get started in Novi?
Get a fast, no-pressure pre-approval or talk through your options with a local loan officer.