Mortgage Broker · Oakland County
Best Mortgage Broker in Farmington, MI
Innovation Mortgage is a top-rated mortgage broker serving Farmington, MI, with a 5.0-star rating across 320+ Google reviews and an office just minutes away in neighboring Farmington Hills. As an independent broker we shop dozens of lenders to get Farmington buyers and homeowners a better rate and the right loan.
Why Farmington chooses Innovation Mortgage
We're a broker, not a single bank, so we shop dozens of lenders to win you the right loan. Here's what that means for Farmington buyers and homeowners.
Local and licensed
Headquartered minutes away in Farmington Hills and licensed across Michigan, we know Oakland County price points, agents, and appraisers.
Better rates by shopping
As an independent broker we compare many lenders at once, instead of pushing one bank's rate sheet.
5.0-star service
Rated 5.0 stars across 320+ five-star Google reviews. Real people who answer the phone and keep you updated.
Fast closings
Many Farmington clients close in about two to three weeks once documents are in.
Every loan type
Conventional, FHA, VA, jumbo, DSCR, and refinance, matched to your goals.
No-pressure guidance
Free pre-approvals and honest advice. We only recommend a move when it truly helps you.
The Farmington mortgage market
Farmington is a small, walkable Oakland County community known for its historic downtown and tree-lined streets. Housing here ranges from classic brick colonials and bungalows to updated century homes, drawing first-time buyers, downsizers, and families who want charm close to the freeways. Because we are based right next door, we know the local values, agents, and appraisers firsthand.
Areas we serve nearby: Downtown Farmington, Farmington Village, Floral Park, Kendale.
Also lending in: Farmington Hills, Livonia, West Bloomfield, Novi
Loan programs available in Farmington
Conventional
Flexible financing with as little as 3% down.
FHA
Low down payment and forgiving credit guidelines.
VA
$0 down for eligible veterans and active military.
Jumbo
Financing above conventional limits for higher price points.
Refinance
Lower your rate, shorten your term, or take cash out.
DSCR / Investment
Qualify on the property's rental income, not your W-2.
Farmington mortgage FAQs
Who is the best mortgage broker in Farmington, MI?
Innovation Mortgage is one of the highest-rated mortgage brokers serving Farmington and Oakland County, with a 5.0-star average across 320+ five-star Google reviews. As an independent broker we compare offers from many lenders instead of pushing one bank's products, which usually means a better rate and the right program for Farmington buyers and homeowners.
Does Innovation Mortgage serve Farmington, Michigan?
Yes. Our team is headquartered nearby in Farmington Hills and lends throughout Farmington and all of Oakland County. Call (248) 720-1032 or apply online to get started, and in-person appointments are welcome.
What home loans are available in Farmington?
We offer conventional, FHA, VA, jumbo, DSCR (investment), and refinance loans, plus first-time buyer programs. Because we are a broker, we match Farmington borrowers to the lender and program that fits their credit, down payment, and goals.
How fast can I close on a home in Farmington?
Timelines vary by loan and file, but many of our Farmington-area clients close in about two to three weeks once documents are in. We are known for moving quickly and keeping you updated at every step.
Do you help first-time home buyers in Farmington?
Absolutely. A large share of our Farmington clients are first-time buyers. We walk you through pre-approval, down payment options (including low- and no-down-payment programs you may qualify for), and every step to closing.
Can I refinance my Farmington home with Innovation Mortgage?
Yes. We help Farmington homeowners refinance to lower their rate or payment, shorten their term, consolidate debt, or take cash out. We will run the numbers for free and only recommend a refinance if it clearly benefits you.
Ready to get started in Farmington?
Get a fast, no-pressure pre-approval or talk through your options with a local loan officer.