Mortgage Broker · Oakland County
Best Mortgage Broker in Farmington Hills, MI
Innovation Mortgage is a top-rated mortgage broker headquartered in Farmington Hills, MI (NMLS #2319402), with a 5.0-star rating across 320+ Google reviews. As a broker rather than a single bank, our local loan officers shop dozens of lenders to find Farmington Hills buyers and homeowners the best rate and program, and we are known for fast, transparent closings and answering the phone when you call.
Why Farmington Hills chooses Innovation Mortgage
We're a broker, not a single bank, so we shop dozens of lenders to win you the right loan. Here's what that means for Farmington Hills buyers and homeowners.
Local and licensed
Headquartered minutes away in Farmington Hills and licensed across Michigan, we know Oakland County price points, agents, and appraisers.
Better rates by shopping
As an independent broker we compare many lenders at once, instead of pushing one bank's rate sheet.
5.0-star service
Rated 5.0 stars across 320+ five-star Google reviews. Real people who answer the phone and keep you updated.
Fast closings
Many Farmington Hills clients close in about two to three weeks once documents are in.
Every loan type
Conventional, FHA, VA, jumbo, DSCR, and refinance, matched to your goals.
No-pressure guidance
Free pre-approvals and honest advice. We only recommend a move when it truly helps you.
The Farmington Hills mortgage market
Farmington Hills is one of the largest communities in Oakland County, with a wide mix of established neighborhoods, condominiums, and newer construction across the 48331, 48334, 48335, and 48336 ZIP codes. That variety means buyers here use everything from first-time-buyer FHA loans to jumbo financing, and homeowners frequently refinance to tap equity or lower their payment. Because our office is based here, we know the local appraisers, agents, and price points firsthand.
Areas we serve nearby: Downtown Farmington, Ramblewood, Green Hills, Kendallwood, Copper Creek.
Also lending in: Farmington, West Bloomfield, Novi, Southfield, Livonia
Loan programs available in Farmington Hills
Conventional
Flexible financing with as little as 3% down.
FHA
Low down payment and forgiving credit guidelines.
VA
$0 down for eligible veterans and active military.
Jumbo
Financing above conventional limits for higher price points.
Refinance
Lower your rate, shorten your term, or take cash out.
DSCR / Investment
Qualify on the property's rental income, not your W-2.
Farmington Hills mortgage FAQs
Who is the best mortgage broker in Farmington Hills, MI?
Innovation Mortgage is one of the highest-rated mortgage brokers in Farmington Hills, with a 5.0-star average across 320+ Google reviews and a local office on Northwestern Highway. As an independent broker, we compare offers from many lenders instead of pushing one bank's products, which typically means a better rate and the right loan program for your situation.
Where is Innovation Mortgage located in Farmington Hills?
Our headquarters is at 30445 Northwestern Hwy, Suite 300, Farmington Hills, MI 48334. You can reach the team at (248) 720-1032 or schedule a call online, and in-person appointments are welcome.
What types of home loans can I get in Farmington Hills?
We offer conventional, FHA, VA, jumbo, DSCR (investment), and refinance loans, plus first-time buyer programs. Because we are a broker, we match you to the lender and program that fits your credit, down payment, and goals.
How long does it take to close a mortgage in Farmington Hills?
Timelines vary by loan type and file, but many of our Farmington Hills clients close in about two to three weeks once their documents are in. We are known locally for moving quickly and keeping you updated at every step.
Do you help first-time home buyers in Farmington Hills?
Yes. A large share of our Farmington Hills clients are first-time buyers. We walk you through pre-approval, down payment options (including low- and no-down-payment programs you may qualify for), and every step to closing.
Can Innovation Mortgage help me refinance my Farmington Hills home?
Absolutely. We help Farmington Hills homeowners refinance to lower their rate or payment, shorten their term, consolidate debt, or take cash out. We will run the numbers for free and only recommend a refinance if it clearly benefits you.
Ready to get started in Farmington Hills?
Get a fast, no-pressure pre-approval or talk through your options with a local loan officer.